MISSOURI UMBRELLA INSURANCE

Live your life confidently with added protection above your standard limits. Quote now.

children playing under umbrella

umbrella insurance is critical to your asset protection

The gravity of potential liability for another’s bodily injury or fatality cannot be overstated, and the impact on your assets could be significant without adequate insurance protection. Fortunately, umbrella insurance provides a stand-alone liability policy that extends beyond the underlying liability limits of your existing homeowners and auto insurance policies.

The unpredictability of life is a constant reminder of the need to prepare for unforeseen circumstances. In this regard, umbrella insurance is an essential tool that provides an additional layer of liability coverage, assuring the protection of your assets in the face of adversity.

At E3 Insurance, we understand the importance of securing the right coverage to safeguard your financial well-being. Our team of seasoned professionals is committed to helping you navigate the complexities of umbrella insurance and identify the policy that best aligns with your unique needs.

Don’t leave your financial future to chance. Invest in the peace of mind provided by umbrella insurance, and rest assured that your assets are adequately protected in the event of any liability concerns.

Umbrella Insurance St. Peters, MO

umbrella insurance is critical to your asset protection

Don’t risk losing your assets if found liable for someone else’s injury or death. With umbrella insurance, you get an additional layer of liability coverage above your existing policies for added peace of mind. Life is unpredictable, and the worst can happen when we least expect it. That’s why umbrella insurance is essential to protect your assets from the unexpected. Get the added protection you need today.

Umbrella Insurance St. Peters, MO

how does umbrella insurance work?

Suppose you cause an accident that results in multiple injuries and property damage that total $800,000. Unfortunately, your auto insurance policy only covers up to $300,000 in liability. Without an Umbrella Insurance policy, you would be on the hook for the remaining $500,000 in damages, which could be devastating to your financial stability.

However, if you have an Umbrella Insurance policy with a coverage limit of $1 million, the policy would cover the additional $500,000 in damages that your auto insurance policy cannot. This way, you would not have to pay out of pocket for the remaining costs of the accident.

At E3 Insurance, we offer Umbrella Insurance policies with coverage limits ranging from $1 million up to $15 million, depending on your specific needs and budget. Contact us today to learn more about how Umbrella Insurance can protect your assets and provide you with peace of mind.

Using Umbrella Insurance

how much does umbrella insurance cost?

Umbrella insurance is a cost-effective way to protect yourself from potential financial ruin in case of a lawsuit. Most carriers offer coverage starting at around $150 per year, with costs increasing based on the coverage amount and number of cars and homes you need it to cover.

Even at $300 per year, the insurance company is responsible for covering at least $1,000,000, making it a tremendous value. Given our litigious society, Umbrella insurance is a wise investment for anyone looking to protect their assets.

it only takes one accident to bankrupt yourself

Are you prepared for the unexpected? In today’s world, medical expenses can quickly skyrocket and leave you vulnerable to financial ruin. That’s where Umbrella insurance comes in. With coverage starting at just $150 per year, it’s a small investment that can make a big difference when you need it most.

Getting started is easy. Call our office or visit our quotes page to get a personalized quote from our team. We’ll shop the marketplace to find the best coverage for your needs. Just keep in mind that most insurance carriers require you to have at least your auto insurance policy with them to qualify for their Umbrella coverage.

Don’t leave your financial future to chance. Take control and protect yourself with Umbrella insurance. Special stand-alone policies are also available for unique situations. Contact us today to learn more.

GET THE PROTECTION YOU DESERVE

Address:

1276 Jungermann Rd. STE B St. Peters, Missouri 63376

Phone:

636.542.8966

Email

protect@E3insure.com

Hours of Operation

9AM - 4PM CST.