You have a busy day to day life. Just like you have a mechanic who knows what your car needs, you need an Insurance Broker who knows how to engineer a policy. Why is a broker the best fit for you instead of dealing with an agent tied to a certain carrier? This article will dive into what the broker does best; taking care of you.
Your Personal Representative
As your personal representative, a broker works exclusively for you and not for the insurance carriers like agents who represent the carriers. They are specialists in their field and their role is to create a policy that is tailored to meet the specific needs of your family or business.
Access to Options
Working as a broker, they have access to multiple carriers, providing you with a wide range of options to choose from. They take on the task of comparing and evaluating policies to find the best rates for the tailored policy they have created for you, and all of this comes at no additional cost.
Expert Guidance for Claims
In addition to providing coverage that is flexible and affordable, your broker provides clear guidance and step-by-step assistance when it comes time to file a claim. They will also help you decide whether or not it’s in your best interest to file a claim, protecting your rates in the long run.
Time-Saving and Convenient
As a busy individual, you need someone who has your back. With a broker, you have a single point of contact who will answer all of your questions and provide you with all of the information you need. They take care of all the paperwork and make all the necessary phone calls on your behalf. They also provide you with side-by-side proposals that compare policies and carrier options, making it easy for you to decide what’s best for you.
Advocate for Your Interests
Rates for insurance policies can fluctuate, and your broker will always keep you informed. If rates go up, your broker will do the legwork to compare coverage and rates across different carriers. They’ll present you with the options and you’ll have the ability to switch to a better policy if it becomes available, providing you with peace of mind that your coverage is always up to date and optimized for your needs.
